The terror threat is shifting. Adaptation and collaboration is necessary to ensure (re)insurance products are fit for purpose and can be employed to deploy capital efficiently when times are tough...The need for greater focus on improved risk and capital management relative to terror and cyber has only gained momentum over the past year, and the trajectory seems likely to continue. The Journal of Terrorism and Cyber Insurance provides a crucial forum for the exchange of thought leadership and commercial insights that can help re/insurers allocate capital more effectively and – more importantly – communities and businesses recover from an event. The role of the insurance industry is to protect the insured and society. The JTCI provides a forum to help advance that mission.