Management Team

To serve the insurance industry and encourage terrorism and cyber insurance innovation

Rachel Anne Carter, PhD, MSyI, LLB (Hons), BA

Manager and Co-Founder

Rachel currently manages the Journal of Terrorism and Cyber Insurance and is also a co-founder. She is also a Managing Director for Cater Insurance Innovations, a consulting firm specialising in terrorism and cyber insurance and operating out of London and Paris. Recently, Rachel became the terrorism insurance and cyber security insurance subject matter for the Security Institute (UK). 

Her prior experience working in terrorism insurance and natural disaster insurance includes working for the CEO of Pool Re within a research capacity. Rachel began her terrorism insurance career as an insurance consultant for the OECD in the Directorate for Financial and Enterprise Affairs. During her time at the OECD she was instrumental in designing and implementing the E-Platform on terrorism risk insurance and had key involvement in the OECD terrorism risk insurance conferences in Paris and in Washington. In addition, Rachel was also involved in natural disaster insurance projects combining efforts of APEC and extending the OECD/ G20 Methodological Framework on Disaster Risk Financing.  During her time at the OECD, Rachel worked with various government representatives, industry leaders, academics, members the OECD High Level Advisory Board and heads of various natural catastrophe pools and terrorism risk insurance pools/ schemes. 


Rachel has also had corporate insurance experience as a Senior Model Evaluation Analyst at Tokio Marine Kiln and as an Executive in the International Regulatory Affairs Department at Lloyd's. At Lloyd's she was also exposed to cyber insurance through her role in co-ordinating internal cyber insurance meetings. 

Rachel is a dedicated insurance professional, published author, well established natural catastrophe, cyber and terrorism risk researcher, presenter and university law lecturer with experience running an insurance consulting firm. 
In striving for continued research excellence, Rachel has completed a PhD thesis in designing a natural catastrophe insurance scheme for Australia.

Raveem Ismail, DPhil, MSc, MPhys (Oxon), MInstP


Raveem is an analytical underwriter with a focus on challenging perils such as political violence (war, terror) and cyber. He is currently a Specialty Treaty Underwriter at Ariel Re, Bermuda, where he has helped create the terrorism book, and Chair of the Insurance Special Interest Group on EU COST Action IS1304: Structured Expert Judgement. He constantly strives to bring analytical strength to bear on challenging underwriting problems.

Raveem was previously Validus Holding's Terrorism & War Underwriting Analyst in London, the dedicated resource on these perils across the Group's operating entities. He started his reinsurance career at Aon Benfield Impact Forecasting, where he rebuilt the ELEMENTS catastrophe model for terrorism. He has also consulted for IHS Exclusive Analysis on quantitative political violence, and worked in finance. Raveem's research background is in atmospheric physics modelling, and he is a triple graduate of Oxford University.

Gordon Woo, PhD, BA


Gordon Woo specialises in the assessment and management of extreme risks, both natural and man-made. He has focused on terrorism risk since 9/11, and is the chief architect of the RMS terrorism risk model. For his innovative work on terrorism insurance risk, he was named by Treasury & Risk magazine as one of the 100 most influential people in finance in 2004. Since 2009, he has been a regular speaker at courses at the NATO Centre of Excellence for the Defence against Terrorism. In September 2013, as a leading international authority on quantitative terrorism risk assessment, he was called to testify to the US congress on terrorism risk modelling.

He has written widely on terrorism, including for the National Defense University in Washington DC, and has authored of the two books: The Mathematics of Natural Catastrophes (Imperial College Press, 1999), and Calculating Catastrophe (Imperial College Press, 10th anniversary of 9/11). Dr Woo was a top graduate at Cambridge University, completed his PhD at MIT as a Kennedy Scholar, and was a member of the Harvard Society of Fellows. He is currently an adjunct professor at Singapore's Nanyang Technical University, as well as a visiting professor at University College London.

Padraig Belton, DPhil (Candidate) (Oxon), MA, BA


Pádraig Belton is a journalist who writes for the BBC, S&P, and the Spectator.  


At the BBC, his particular area of interest concerns technology and business, and has included reporting a number of feature stories involving cyber issues, insurers, and banks.  

For the S&P financial newswire, he is the chief correspondent for financial services in Europe, writing three articles a week on investment banks, hedge funds, asset managers, financial technology, and exchanges. In Ireland, the Middle East, and Africa, he also covers a wider variety of banking and insurance stories. Conflict areas from which he has reported for the BBC and other media have included eastern Ukraine, the Pakistan-Afghanistan border, and the West Bank. He is based principally between Ireland and London, with frequent travel for reporting. 

He is completing a doctorate in politics at Oxford. A former Fulbright scholar, he also has studied at Yale and the School of Oriental and African Studies, where he read Arabic, Urdu, and Persian. In 2013 he won the Royal United Service Institute's Trench-Gascoigne Prize for an essay on cyber-security, and is chairman of the Westminster Strategic Studies Group.

Advisory Board

Tom Johansmeyer


Tom Johansmeyer is Assistant Vice President – PCS Strategy and Development at ISO Claims Analytics, a division of Verisk Insurance Solutions. He leads all client- and market-facing activities at PCS, including new market entry, new solution development, and reinsurance/ILS activity.

Currently, Tom is spearheading initiatives in global terror, global energy and marine, and regional property-catastrophe loss aggregation.


Previously, Tom held insurance industry roles at Guy Carpenter (where he launched the first corporate blog in the reinsurance sector) and Deloitte.


He’s a veteran of the US Army, where he proudly pushed paper in a personnel position in the late 1990s.